Clients may use this site to keep up-to-date on accounts and existing plans. Prospective clients may use this site to learn more about the planning process. You may learn more about the services we offer. Our goal is to keep this site continuously updated with current information for your convenience. We are an independent firm with no ties to any one investment, financial or insurance company. We have access to the entire universe of investment and insurance products and services and we focus on the needs of our clients.
We have two types of clients that I work with personally on an ongoing basis. There are personal clients and planning clients. Planning clients differ from personal clients with respect to a planning engagement. Planning clients have completed or are working with us on a written financial and estate plan. It is important to note that the planning process may be completed in a few short months or it may be completed over a longer period of time. We work at the pace which makes our clients' comfortable and which provides them with ample time to contemplate each facet of their long-term financial plan.
Please remember that any financially related decisions should not be made in a vacuum. All financial decisions should be considered with respect to the effects on your overall planning. A great investment might prove to be in the best interests of one particular client while that same investment might prove to provide another client with less than optimal overall returns because of tax considerations. An established and written financial plan helps our clients chart a course for their future. This doesn't mean you lose flexibility or that you can't change the course. It simply means that you have a long-term plan to achieve your goals. When the proper planning is put into place, clients find that decisions are much easier to make going forward. We pride ourselves on executing plans that provide for our clients' goals while preserving the maximum amount of flexibility for responding to future unknown possibilities.
We would be happy to review your situation and provide you with our recommendations. I only choose to work with clients that would like to work with me personally on a long-term basis. I don't sell my clients anything. I recommend the steps they need to take to achieve their goals. Sometimes the recommendations involve investment or insurance products or programs, while other times the recommendations involve asset restructuring or re-registration. Each client is unique and we treat each client as such. We do not attempt to use a cookie-cutter approach for every client.
You can be assured that we provide the best possible recommendations for our clients or we choose not to accept certain prospective client engagements. It's that simple. Being Registered Investment Advisor affiliated means that we have a fiduciary responsibility to act in the best interests of our clients. We take this responsibility very seriously. (Investment advisory services are offered through Continental Five Investment Group, LLC, a Registered Investment Adviser, 30 Old Kings Highway South, Suite 115, Darien, Connecticut 06820) I hope you'll give us the opportunity to show you how we can serve your long-term financial planning needs.